Are you looking for that perfect credit card? If so, you may be confused about what exactly to look for in order to begin your credit card company comparison.
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There are many great and credit cards out there, but unfortunately, many companies target the young and financially inexperienced, who aren’t knowledgeable enough to make a wise and informed decision about which credit card will be the best one for them. Consequently, these individuals who haven’t done their research tend to pick a random credit card—or the first company who makes them an offer—which may not be the best option for them.
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The first thing you should do is determine what your financial needs and goals are in using a credit card, and make a physical list. This way, when you’re looking for that perfect credit card, you’ll know exactly what the credit card must have and you can stay focused on this […]
Archive for September, 2006
Tips for Choosing a Credit Card
U.K. cardholders favor rewards cards
Most cardholders prefer credit cards that offer cash back or other types of rewards and incentives for using their credit cards, rather than new credit cards that offer a zero per cent rate on balance transfers, according to new findings by a Morgan Stanley Credit Card report in the U.K.
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According to myfinances.co.uk and The Fair Investment Company in the U.K., The Morgan Stanley findings and figures show that about 17 per cent of credit cardholders in the U.K. carry a credit card, or multiple cards, with a zero per cent balance transfer offer. However, 21 per cent of cardholders carry at least one credit card with some type of cash back or cash rebate program.
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In addition, about 15 per cent of U.K. credit card customers have credit cards with such incentives as points-based rewards that can be accumulated for redemption with specific merchants and retailers like Amazon, for example.
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In fact, […]
That is Correct-Tion
Peter Navarro, Andrew Vaino and Matt Davio discuss that it might be time to sit on the sidelines as you participate in the markets - it appears they may be headed down in October.
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The Visible Slowdown
John Mauldin looks at the possibility of entering into an economic slowdown.
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AUSTRALIAN TRIPLE CROWN
AUSTRALIAN TRIPLE CROWN -the Ultimate Challenge…The Australia Pitch and Putt Association invites the worlds' best players to take part in the Australian Triple Crown in November 2007.The Ultimate Challenge - 3 Major Events - 11 days…Crown I - Australian Matchplay Championship - 15/16/17/18 NovemberCrown II- Australian Night Championship - 20/21 November Crown III - Australian Open Championship - 23/24/25 November The field for this event is limited to 144. Each event is open to international players. A player winning all three events wins the Triple Crown.If you are a pitch and putt fanatic, or a golfer wanting to put your short game skills to the ultimate test- dont miss this unique event - 3 exciting, star studded events over 11 days and 3 courses.Download the admin@australianpitchandputt.com (mailto:admin@australianpitchandputt.com)
Top 10 Ways to Save Money on Credit Cards
The following tips are basic principles about obtaining and using credit cards that can save you some serious cash and keep you out of debt.
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<b>10. Have at Least One Credit Card for Emergencies</b> – While we highly recommend having a rainy day fund for emergencies rather than relying strictly on credit cards, having a credit card with a low interest rate “just incase” is a good idea.
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<b>9. Rewards are not so Rewarding</b> – Rewards can be a good thing, but only if used correctly. Rewards cards typically have a higher interest rate than regular credit cards, with the value of the rewards justifying the extra expense. The rewards are not usually as valuable as you may think. Typically the value of the reward is around 1 cent per dollar charged and often the rewards expire at the end of the year if you don’t use them. […]
Free Hugs Campaign. (music by Sick Puppies album out April3)
News: We would like to thank and hug every one of you for making this video Youtube video of the year! Check out our video thank you message here:
http://www.youtube.com/watch?v=99CuM6abT2Q
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Sometimes, a hug is all what we need. Free hugs is a real life controversial story of Juan Mann, A man whos sole mission was to reach out and hug a stranger to brighten up their lives.
In this age of social disconnectivity and lack of human contact, the effects of the Free Hugs campaign became phenomenal.
As this symbol of human hope spread accross the city, police and officials ordered the Free Hugs campaign BANNED. What we then witness is the true spirit of humanity come together in what can only be described as awe inspiring.
In the Spirit of the free hugs campaign, PASS THIS TO A FRIEND and HUG A STRANGER! After all, If you can reach just one person…
Music by […]
Transferring a Credit Card Balance
Are you staring at that attractive advertisement for switching credit card companies by transferring your balance from one card to another? While many of these offers are truly great deals, balance transfers and card-switching is not something to jump into, eager as you may be. You need to do your homework first: Do enough research and investigating in order to determine whether it in fact is worth it or a good idea to make the transfer.
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First, find out if it is in fact worth it. Generally speaking, these attractive advertisements and super credit card deals advertise very low introductory rates if you transfer your current balance from an existing credit card onto this new one. You can stumble upon these offers anywhere—online, in the mail, on a flyer or via a telephone call from credit card company salespersons—and you need to determine how great these deals really are, or if […]
Technician’s Nightmare
Peter Navarro, Andrew Vaino and Matt Davio discuss how would-be traders are in a bad position with the existing state of affairs that the market is in.
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Take Two: All Time High Dow
Fernando Gonzalez shows with his charts that the Dow is close to breaking an all-time high and what this means for other markets.
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