Just about everyone over the age of 18 has at least one credit card- if not four or more! Credit cards are very convenient, but can quickly turn into your arch nemesis. Consider opening your credit card statement to find the interest rate has been increased, yet you did not make your payment late, and can determine no other reason for the rate hike. Citigroup Inc has decided to put an end to many of the interest rate increases that consumers are baffled by.
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Considering that the average American credit card holder has over $8,000 in estimated credit card debt, the interest rates on these accounts make a huge difference in how much money is paid back for credit card purchases. Credit cards are the solution for shopping online, making travel reservations, and eliminating the need to carry large amounts of cash around with you. Unfortunately, […]
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